Loveland Zoning & Land Use Guide
Key Zoning Facts
Loveland Zoning Overview
Loveland is a city of approximately 76,000 in Larimer County, situated between Fort Collins and the Denver metro area along the I-25 corridor. Known for its vibrant arts community and the Benson Sculpture Garden, Loveland has grown from a small agricultural town into a significant northern Colorado city. The city's zoning code establishes residential, commercial, industrial, and employment districts that reflect Loveland's mix of established neighborhoods, newer suburban development, and commercial areas along US 34 and I-25.
Loveland's comprehensive plan directs growth toward designated growth areas while preserving agricultural land and open space. The city manages growth within a Growth Management Area established through intergovernmental agreements with Larimer County. Loveland's downtown has been a focus of revitalization efforts, with arts-oriented development and mixed-use projects transforming the city center.
Community Development handles planning, zoning, and building services for the city.
Key Zoning Districts
Loveland's zoning includes R1e (Estate), R1 (Low Density), R2 (Medium Density), and R3 (High Density) residential districts. Commercial districts include C1 (Neighborhood Commercial), C2 (Community Commercial), and employment districts near I-25.
ADU Regulations
Loveland permits ADUs in residential zones under Colorado HB 24-1152. ADUs are limited to 800 square feet and 20 feet in height. No additional parking is required. Permits are processed within three to six weeks.
Development Process
Loveland's development review includes administrative approval for by-right projects and Planning Commission hearings for discretionary actions. Building permits are processed by the Building Division.
Regulatory Layers That Apply in Loveland
Your property is subject to ALL of these regulatory layers. Each one can impose additional requirements beyond the others.
Federal
- FEMA Flood Zones: Applicable
- View FEMA Flood Map
County — Larimer County
- Role: Property records, tax assessment, unincorporated area planning
City / Municipal
The city's zoning ordinance, building codes, and local permits form the primary layer of land-use regulation for your property.
Overlay Districts
No overlay districts identified.
Private Restrictions
- HOA / CC&Rs common: Yes
- Check HOA CC&Rs for additional restrictions.
Primary Zoning Districts
- Min Lot
- 15,000 sq ft
- Max Height
- 35 ft
- Front Setback
- 25 ft
- Side Setback
- 7.5 ft
- Rear Setback
- 25 ft
- Min Lot
- 5,000 sq ft
- Max Height
- 45 ft
- Front Setback
- 20 ft
- Side Setback
- 10 ft
- Rear Setback
- 15 ft
- Min Lot
- None
- Max Height
- 35 ft
- Front Setback
- 15 ft
- Side Setback
- 0 ft
- Rear Setback
- 10 ft
ADU Rules in Loveland
- Max Size
- 800 sq ft
- Max Height
- 20 ft
- Rear Setback
- 5 ft
- Side Setback
- 5 ft
- Parking
- No additional parking required
- Owner Occupancy
- Not required
- Permit Timeline
- 3-6 weeks
Permit Costs & Timelines
Permit Costs & Timelines
Specific permit fee schedules for Loveland are available from the local planning department. Fees vary based on project type, scope, and valuation.
Check Loveland permit fees →